The Secrets to Your Lowest Possible Price on a New Car

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Don't pay MSRP! Find Your Lowest Price on a New BMW X5.

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2014 BMW X5
2014 BMW X5

Price Range: $52,800 to $68,200

Your Price: Ask Us

I thought I'd try your free services since I didn't want all the drama and stress of negotiating the price. It worked! It was so easy to save money and I love my new car!Gina L.
Los Angeles, CA

2014 BMW X5 Overview

Price Range: $52,800 to $68,200

Your Price: Ask Us


Getting a complete redesign for 2014 is the BMW X5 luxury SUV, which gets new styling, interior upgrades, and some powertrain additions/changes for the new model year.

The X5 was the first SUV ever made by BMW and it debuted in 1999 with a look that’s pretty similar to what you see today. The latest X5 is sleeker and more modern in appearance but still has a familiar profile and of course, that kidney grille up front. Speaking of profile, that’s our favorite way to view the new X5, where a subtle rear spoiler and the long hood are easily seen. Up front, the grille is flanked by enlarged headlight clusters that house u-shaped LED daytime running lights as well. The rear is likewise dominated by its lights, LED taillights that pinch down when they reach the liftgate.

There are four trim levels sDrive35i, xDrive35i, xDrive50i, and xDrive35d. The sDrive models are rear-wheel drive, while xDrive models get all-wheel drive for better traction. There are three engine choices; the first one is shared by the sDrive35i and xDrive35i, a 300-hp, twin-turbo 3.0-liter inline six-cylinder that makes 300 pounds-feet of torque. Next is a 445-hp, twin-turbo 4.4-liter V-8 that produces 480 pounds-feet of torque which powers the xDrive50i. Rounding things out is the efficient xDrive35d which gets a 255-hp, 3.0-liter six-cylinder turbodiesel which makes 413 pounds-feet of torque. All come with a standard eight-speed automatic transmission.

Interior updates mostly consist of upgrades on the technology front. The center console now houses a giant, 10.25-inch LCD screen which houses the controls for the climate control, iDrive, audio, and other technology systems. Below rests redundant physical controls for some of the same functions, such as the automatic climate control. Seating capacity is five, but expands to seven with an optional third row. Standard features include Bluetooth connectivity, the iDrive infotainment system, powered/heated front seats, 40/20/40-split folding second row, wood trim, navigation, and HD radio. For those who want extra sound, a 600-watt Harmon Kardon surround sound system is optional, as are a rear-seat entertainment system, satellite radio, and four-zone automatic climate control.

BMW also offers a long list of safety technology on the 2014 X5, including a surround view camera system that displays a top down view of the X5’s surroundings, active collision warning, lane departure warning, active cruise control, night vision, and anti-dazzle high beam assist.

Secret 1: Consumer Incentives

Zero percent financing, employee discount, cash back, out-the-door price tags...

Most dealers work hard to offer the public competitive prices. These incentives can grab your attention, but they can also obscure the actual terms you're getting on your purchase.

How can you fully understand incentives to get the lowest possible price on your car?

Secret 2: Finance & Insurance

Most state franchise laws prohibit manufacturers from selling cars directly to the public, so the dealer will be your middleman. But in terms of financing and insurance, you can choose a bank or the dealer directly.

How can you determine what's in your best interest?

Secret 3: Additional Costs

Destination charges, taxes, license and title fees, advertising fees... When going to a dealership, you must ask for an explanation of any fee you don't understand. But you need to choose your battles wisely. Your local car dealer may have taken a loss or slim profit along the way, and your fighting over something like a doc fee when the deal is nearly wrapped up may be counterproductive.

In any case, there are many fees and charges in the sale process: some inevitable, others questionable.

How do you tell them apart?

Secret 4: Trade-in Value

If you currently own a car, it probably represents profit. The question is, whose profit will it be?

With few exceptions, you'll get the most money for your used car by selling it privately. That's because dealers pay wholesale prices — not retail prices — for used cars, and they sell them at retail.

Your current car's value can be used to lower the price on your new car. However, most people underestimate their used car's value when going to a dealership.

How can you maximize your value?

Secret 5: Dealer Holdback

The car manufacturer holds back a fraction of the price of all vehicles the dealership sells. Then, it returns the money to the dealership, usually on a quarterly basis.

Dealer holdback began its life as a safety net that ensured the manufacturers would have a security deposit of sorts if a dealership missed payments, and the dealerships would have money on hand to cover overhead costs when the holdback was returned.

How can you take advantage of dealer holdbacks to get the bottom line price?

Secret 6: Dealer Incentives

Unlike consumer incentives, dealer incentives are factory-to-dealer incentives that reduce the dealer's true cost to buy the vehicle from the factory to below invoice.

Manufacturers offer these incentives on a regional basis to generate sales on specific models. These incentives are sometimes referred to as "spiffs," and they can touch off competition among dealers to move slower-selling stock.

For instance, a dealer incentive may kick in when a certain sales target is reached, with each subsequent sale resulting in a higher factory-to-dealer rebate.

How can you benefit from that?

Get your free quote above and we'll tell you these secrets.
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